Products Directors & Officers Claims from stakeholders of an organization can include allegations of fraud, quality of products, negligence, and conflict of interest, breach of contract, financial mismanagement, and self-dealings. Claims can also surface from non-stakeholders such as competitors through claims of deceptive trade practices, market manipulation or intellectual property infringement. Employment Practices Liability Covers executives, managers and employees against wrongful acts and the financial damage of claims arising from the employment process. Crime Provides coverage for loss of money, securities, or other tangible assets resulting from acts such as employee theft, certain types of fraud by third parties (forgery), theft of property from the premises, and social engineering.ation. Fiduciary Liability Protects individuals charged with the responsibility of creating, managing and administering employee benefit and retirement plans. Excess & Side A Placing primary is hard enough. Templar Executive Shield program offers broad and effective excess and A-side forms to ensure appropriate coverage as you build your insureds tower. MPL Miscellaneous Professional Liability provides coverage for financial loss resulting from actual or alleged professional negligence during the performance of covered professional services for others. Coverage includes defense costs, damages arising from negligence performing the service, errors and omissions in providing a service, and/or misrepresentation of information for the service promised to be provided. what we offer Policy features: Worldwide coverage No hammer clause 100% defense cost allocation for covered and noncovered matters Non-rescindable Waiver of retention for no liability Prior Notice and Pending or Prior Proceedings exclusions only apply to first policy period No subrogation against an Insured Individual Automatic coverage for acquisitions and new subsidiaries during the policy period.
