Covers executives, managers and employees against wrongful acts and the financial damage of claims arising from the employment process.
The most frequent types of claims covered under such policies include wrongful termination, discrimination, sexual harassment, and retaliation. In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) employment-related: defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation, wage an hour and third-party coverage related to other named liability.
- EPL coverage built in for independent contractors when indemnified in the same manner as an employee.
- Optional Wage and Hour, Immigration Investigation, Crisis Management, Social Media Wrongful Act and Workplace Violence Sublimit built into policy and dec page.
- Broad named perils
- Contract exclusion limited to written contracts